To grow our business to a reasonable height we must know how to manage debt. We might not know how to recover back our profit when we give too much credit. Business prospers when family and friends pay. There is a difference between charity and business. The point is there is free giving in business. Many companies run policies and they are meant to keep them in check, likewise to survive in our business we have to be extremely careful by keeping policies so has not to be chased out of business.

I hate debt go and pay your debt, that which thou owe pay it, I have heard the cry of thy neighbors, go and pay your debt for I owe no man nothing so owe no man nothing but love.